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Narbik Karamian welcomes you to his web site, a "frustration-free" zone where we begin to qualify you for a home loan that best suits your needs and lifestyle. 

The process will be smooth. That's because he takes advantage of the very latest technology and automated tools, along with 15 years of experience and the best support team in the industry to deliver his services.

Want to refinance a current mortgage while the mortgage rates are still at historic low levels? He offers several lock-in periods, so you don't have to wait to start saving on your interest rate and monthly payment.

Shopping for a home? Thinking about it? Get prequalified in advance and take advantage of a fast close of escrow. You'll have the clout of a cash buyer. You'll know how much you can afford. And, you'll be well on your way to your dream home as soon as you make the offer.

Whether you need to refinance your current mortgage or want to buy a home, he can get you there fast without losing focus. You need a quick, but yet thorough application process for a fast approval. He understands your concerns and is committed to deliver the best service which will surpass your expectation.

As a member of California Association of Mortgage Professionals  (CAMP) Silicon Valley Chapter, and a past member of its Board of Directors for several years, He has gained the loyalty of his clients through his honest, reliable and fully transparent work ethics.

He has been interviewed on television about the Mortgage Meltdown of 2007, declining housing market in the Bay Area during the mortgage meltdown, Program HOPE, loan modification assistance programs between 2008-2012, the Housing Rescue Bill of 2008, President Obama's Economic Recovery and Reinvestment Act of 2009, The Financial Reform Bill of 2010, the 2014 Real Estate market comeback, and the mortgage lending changes in 2017. His interviews and comments have been published in the San Jose Mercury Newspaper and broadcasted on KCBS 740AM Bay Area Radio as well as Channel 5 CBS news.

With the current rapidly changing lending guidelines, you need a professional who is well versed with all aspects of lending especially, the current lending rules and regulations to assist you with your lending needs.

Call for a complimentary mortgage analysis today and find out for yourself why his clients speak so highly of him.



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